High-deductible insurance and a health savings account

There are several good resources elsewhere to find out more about high-deductible policies. Suffice it to say that, managed properly, they can provide more than adequate long-term coverage for health care at a much lower cost than traditional policies. Part of that proper management involves setting up a health savings account (HSA) and putting money into it. Since this money can be used (tax-free) for anything related to your health care, it can be applied directly to our fees, either per visit, per test, per treatment or towards any annual fee. You may even be able to use it to pay for supplements.